FINANCING OFFERS FOR SPARE PARTS AND SERVICE FROM TERRA MOTORS
| PROGRAM | EXPRESS LIGHT (PAYMENT BY INSTALLMENTS WITH INSURANCE) | EXPRESS |
| Loan amount *: | 50,000 to 5,000,000 tenge | 50,000 to 5,000,000 tenge |
| Nominal rate, for any period: | 0.1% (annual effective interest rate from 0.1%) | 45% (annual effective interest rate 55.55%) |
| Down payment from the loan amount: | No | No |
| Loan period: | 3 to 12 months | 3 to 36 months |
| Insurance, depending on the period: | Obligatory life insurance | no |
| 3 months - 3% | ||
| 6 months - 6% | ||
| 9 months - 9% | ||
| 12 months - 12% | ||
| Repayment method: | annuity in equal installments | annuity in equal installments |
REQUIREMENT TO THE BORROWER:
| Age: | Between 21 and 65 at the time of application |
| Income: | Pension contributions for the last 6 months |
| Late charges and penalties: | Within 90 days of delay, 0.5% of the amount of the delayed payment for each day of delay, but not more than 10% of the loan amount for each year of the loan agreement |
| Purpose of the loan: | - Purchase of extra equipment (alarm, tires, etc.) |
| - Car repair/tuning (spare parts + services) |
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